Maryland Retirement Planning
Celiane Boston Financial and Insurance
At CBFI Agency, we believe insurance is more than just a policy—it’s peace of mind. Our team is passionate about consulting, educating, and advising individuals and businesses so they can make informed decisions about protecting what matters most.
We begin each client relationship with a friendly conversation to understand your unique lifestyle and the assets that need protection. From there, we design personalized insurance plans while clearly explaining your coverage options. Whether you are looking for trucking insurance, life insurance, Annuity or home and auto insurance, our team ensures that you feel confident and supported every step of the way.
With a strong commitment to service and clarity, our mission is simple: to provide insurance solutions that bring you peace of mind.
Our Mission
At CBFI Agency, our mission is to simplify the insurance process by providing thoughtful consultation, education, and personalized guidance. We are committed to helping our clients understand their coverage options so they can make confident, informed decisions.
We begin by listening—learning about the assets that matter most to you—and then crafting tailored insurance solutions that align with your unique lifestyle. Whether it is trucking insurance, life insurance, Annuity or home and auto insurance, our goal is to ensure you feel protected, empowered, and at peace.
We are here to protect what matters—because insurance should never be confusing, but always personal.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Receive Our
Have a Question?
RR
Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in September 2025
- There are no events scheduled during these dates.
Our Downloads
A Short Introduction to Long-Term Care
If you know someone who takes care of their parents or if you’ve done it yourself, you know how stressful it can be. Now, think about a time when you might need that same care. That’s why having a long-term care strategy can help give you and your family peace of mind and help lessen the burden of an unexpected expense.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
